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The PayFi Report 2025 (May) by PolyFlow
On May 20th, the United States Senate achieved a landmark moment in stablecoin regulation by overwhelmingly approving a procedural motion for the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. This marks the first meaningful federal attempt to create a comprehensive framework for stablecoins, aiming to provide regulatory clarity, foster domestic innovation, enhance consumer protection, and reaffirm the dominance of the U.S. dollar. This is a historic milestone.
PolyFlow AMA: PayFi, Privacy, and the Path Forward
Recap: https://x.com/i/spaces/1vOxwXNNjqdKB/peek Participants: Joshua (ZKPass), Ilya (Sumsub), Shawn (Rozo Labs), Chuck (PolyFlow) Host: Olivia (PolyFlow) In this edition of PolyFlow’s PayFi Spotlight, top minds from identity, payments, and privacy infrastructure gathered to explore one of Web3’s most urgent frontiers: how to build compliant, user-friendly payment rails that connect Web2 and Web3 without compromising privacy or user experience. Hosted by Olivia in NYC, the conversation delve
Decoding the US Stablecoin Act: Industry Leaders on Reshaping Crypto’s Future
On May 23rd, PolyFlow hosted a Special Asia AMA dissecting the implications of the U.S. Stablecoin Act (officially the “GENIUS Act”). Against the backdrop of Bitcoin reaching an unprecedented $110K, this landmark legislation signals crypto’s accelerating integration into traditional finance — a pivotal step in global financial transformation. Four industry pioneers convened to explore the bill’s profound impact and emerging opportunities. Recap https://x.com/Polyflow_PayFi/status/192589685089
PolyFlow Integrates Solana Attestation Service to Build Next-Gen Consumer PayFi Infrastructure
May 23, 2025 | New York — Leading global PayFi infrastructure PolyFlow officially announced a strategic integration partnership with Solana Attestation Service (SAS) at the Solana Accelerate Conference. Together, the two parties will advance the development of on-chain credentialing and trusted payment infrastructure, setting a new standard for cross-border settlements, liquidity management, and tokenized payment applications. Through this integration, PolyFlow anchors transaction proofs and id
PolyFlow PID — Redefine Your Crypto Wallet
The call for crypto mass adoption has echoed for years, yet blockchain remains an isolated realm, disconnected from everyday digital life. Even with Web3’s development of strong tools and infrastructure, the majority of users are still entrenched in Web2’s centralized platforms, which govern their data and form isolated data silos. Web3 has not yet delivered on its promise of user ownership, as it struggles to leverage existing real-world data effectively without compromising user privacy or in
The PayFi Report 2025 (Apr) by PolyFlow
Despite the continued buzz surrounding PayFi, its foundation relies significantly on the broad adoption of stablecoins. In the April market, we note that with regulatory clarity under the new U.S. framework, many fintech giants are entering the arena. Whether by participating in stablecoin issuance, developing their own stablecoin payment networks, or entering through investments and acquisitions, fintech firms are poised to dominate the future stablecoin market, as to the further application of
Interview with PolyFlow CFO: When Payments Build Onchain Credit — PayFi Reconstructs Financing
In the traditional financial system, “payment” is often regarded as the end state of value transfer. But in the world of PayFi, it marks the beginning of value creation. When Visa can process tens of thousands of transactions per second but still requires several days for cross-border settlement, and when small and medium-sized enterprises shoulder a 6.5% cost on international payments while still having to pre-fund transactions, a financial revolution is quietly fermenting through on-chain paym
PolyFlow Joins Global PayFi Alliance and Sparks Buzz at TOKEN2049 Dubai with DAPP Launch
Dubai, May, 2025 — PolyFlow, the pioneering PayFi protocol, made waves at TOKEN2049 Dubai with the official launch of its latest DAPP product, drawing widespread attention from across the industry. At the same time, PolyFlow was officially announced as a core member of the Global PayFi Alliance, an initiative led by Web3 fintech group Klickl, joining 17 other leading fintech and Web3 infrastructure organizations to collectively advance the reconstruction of an institution-grade payment system.
PolyFlow DAPP Release — Navigating Your Crypto Future
The proponents of blockchain have long been asserting that this new form of digital finance will rapidly supplant traditional financial systems like SWIFT, Visa/Mastercard, thereby swiftly ushering in a new PayFi financial paradigm on-chain. At PolyFlow, we take a more nuanced perspective. While we recognize the potential benefits of blockchain, we also understand that such a transformation won’t happen overnight. PolyFlow plays a dual role in achieving its mission and vision of promoting crypt
PolyFlow DAPP User Guide
📌 Introduction Welcome to PolyFlow DAPP — your navigation hub for the future of crypto payments. Through Scan to Earn, you can upload your payment receipts, earn PolyFlow Points, unlock ecosystem rewards, and participate in building your Network State lifestyle. 📌 How to Participate Step 1: Visit the Official Website 👉 https://app.polyflow.tech/ * Click “Login” to sign in using your email or connect your blockchain wallet (supports MetaMask, Trust Wallet, and more) * New users ca
PolyFlow AMA: PayFi’s Global Rise with Huma, ROAM, and Interlace
On April 24, 2025, the PolyFlow community came together for a landmark AMA featuring pioneers in the PayFi ecosystem. Hosted by Chuck Zhang, CFO of PolyFlow, the session spotlighted how real-world payment innovation is unfolding across decentralized networks, telecommunications, and cross-border finance. Meet the Speakers * Dr. Richard Liu — Co-Founder of Huma, building infrastructure for global payment financing via blockchain. * Dr. Yan Zhang — Founder of ROAM, a decentralized global telc
PolyFlow Insights: Rethinking Financial Systems Through Blockchain
The article is sourced from the Forbes Finance Council. Original article link: https://www.forbes.com/councils/forbesfinancecouncil/2025/03/28/drawbacks-of-traditional-financial-systems-and-how-blockchain-tech-can-help/ Raymond Qu | Cofounder PolyFlow, aiming to transform the global payment landscape & create efficient, innovative pay solutions | Geoswift. The traditional financial system has long been the backbone of global commerce, enabling economic growth. However, despite its many strengt