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PolyFlow Liquidity Pool

Real Transparency.

Real Yield.

Secure, Yield-Bearing Liquidity

for the Decentralized Future.

The PolyFlow Liquidity Pool empowers DeFi and
PayFi protocols by providing a smart-contract-
driven, transparent custody solution that
mitigates custody risks and reduces
dependence on traditional providers.
With enhanced liquidity driven by retail investor
participation, the PolyFlow Liquidity Pool offers a
robust option for protocols. The pool generates
yield from transaction fees, offering a steady
return as participants contribute to the liquidity
ecosystem.
Payment IDs

For Developers

PolyFlow can take significant compliance risk off of the shoulders of operators. As long as you want to enable payments, give our robust APIs and SDKs a try to enable smooth transactions for your platform.

For developers

Frequently Asked Questions

Surely there are many questions you may have, here are a few that we commonly see. Don't see an answer to your questions, give us a shout and we'll help you.

What is PLP?

The Payment Liquidity Pool (PLP) is designed to manage the flow of funds in payment transactions. It utilizes smart contracts to autonomously handle fund custody, providing a secure and compliant framework for the movement, custody, and issuance of digital assets.

Key features of PLP include:

  • Decentralized Custody: PLP provides a means for decentralized fund custody, eliminating reliance on expensive enterprise wallets traditionally used by centralized institutions.
  • Liquidity Pool: By aggregating transaction funds via smart contracts, PLP supports the liquidity needs of payment transactions, facilitating financing in these processes.
  • DeFi Compatibility: PLP is built to seamlessly integrate with the DeFi ecosystem, introducing DeFi logic into PayFi applications.
  • Risk-Free RWA Yield: The protocol generates yield directly through real-world transaction fees, offering a stable and risk-free revenue source for DeFi markets.

  • PLP aims to reduce the entry barriers for businesses to Web3, allowing more innovative applications such as supply chain finance, wallet settlements, stablecoins, and insurance to flourish within the PayFi ecosystem.

    Where is the technical documentation for using the API?

    API documents are not yet available and will be made available when we officially open up the liquidity pool for public usage.

    What are the main benefits of my project to using PLP?

    The main benefits of using the PolyFlow Liquidity Pool (PLP) include:

  • Risk-Free Yield: PLP generates stable, risk-free yield based on real-world transaction fees, offering a secure income source within the DeFi ecosystem.
  • Decentralized Custody: Provides secure and compliant asset custody, minimizing the need for traditional intermediaries and expensive enterprise wallets.
  • Liquidity Provision: By aggregating transaction funds through smart contracts, PLP supports the liquidity needs for payment transaction financing.
  • Composability and Scalability: Enhances the DeFi ecosystem's adaptability, allowing PayFi applications to seamlessly integrate and grow within the rapidly evolving digital asset landscape.
  • Cost-Effectiveness and Efficiency: By maintaining a static fund flow pooled within PLP, it reduces costs and increases the efficiency of financial transactions.
  • What kind of costs are there associated to using PLP?

    Using PLP involves the following gas costs:

  • Gas cost during wallet creation (paid by merchant).
  • Gas cost during fund collection (can be paid by on-chain users).
  • Gas cost during pfUSDT redemption (paid by pfUSDT holders).

  • There are no additional costs associated with using PLP. On the contrary, it can significantly reduce your expenses by replacing your existing enterprise wallet solution.

    Why should I even consider using PLP to handle my payments needs?

    All fund-related functions and processes are managed by smart contracts. For merchants, we engage in a decentralized infrastructure that promotes self-custody and instant redemption of funds. Compared to centralized entities where settlement might take 3 to 7 days or more, PLP enables:

  • Bypassing network traffic as funds remain within the system, ensuring a smoother transaction experience.
  • Instant fund redemption, removing delays in payments.

  • The current PLP offers crypto collection, wallet allocation, crypto custody, and accompanying voucher redemption functionalities.

    Ready to get Started?

    Be an early adopter to the next generation of crypto.PayFi is where it starts. Get ready and hop on board.